Pay Off Debt and
Simplify Your Finances.
Loans with low fixed rates
Easy process, FREE consultation
No hidden fees or prepayment penalty
Have one easier
monthly payment
monthly payment
Save time & money,
be debt free faster
be debt free faster
Want To See How Much You Could Be Saving?
Here are some examples:*
Loan Amount
$2,500 to $45,000*
APRs start at
5.99%*
*Illustrative examples assume current credit card amounts at 21% are replaced with a new loan at 5.99% APR with a 60-month term. $15,000 example based on existing monthly payment of $406 and new monthly payment of $290. $30,000 example based on existing monthly payment of $812 and new monthly payment of $580. $45,000 example based on existing monthly payment of $1,217 and new monthly payment of $870. Actual savings will depend on your current terms and the terms of any new loan for which you are approved.
Fast, Straightforward 3-Step Process
Use your offer code to get started.
1
Check your rate
with no impact to your
credit score.
2
Complete the secure application,
get a quick approval decision, and
e-sign your contract, if approved.
3
Loan funds deposited directly
into your designated bank
account as soon as the next day.
Rely on Payless USA for a Smart Solution Customized to Your Needs
People turn to Payless USA when they want to pay off high-rate debt balances and get their finances back on track. With lower interest rates than credit cards and fixed terms lasting just a few years, our debt consolidation loans can help you, too. We’re here to help you on your journey to a brighter future.